SAYIT J1 Medical & Travel Insurance Information

J1 Insurance

We offer a very comprehensive policy specifically tailored for the J1 program to all our participants travelling to the US. Your SAYIT insurance will ensure your well-being and afford you extensive cover during your time in the US. We have offered this insurance policy for the past 20 years and we know it's the best on the market. Other suppliers may offer a "cheaper" insurance but check the level of cover and the emergency back up on offer- we have heard some horror stories!

Our J1 Insurance Cover– Travel & Medical with Gold Standard Protection

SAYIT offers tailored J1 insurance covering both travel and medical needs with Gold Standard protection.

With our insurance, you get:

• Comprehensive travel and medical cover for your J1 experience
• Peace of mind knowing your policy is bonded and regulated by the Central Bank of Ireland
• Reliable support so you can enjoy your US adventure with confidence

Travel, work and explore with SAYIT: fully covered, fully protected.

Our J1 Insurance: Market-Leading Travel & Medical Cover

SAYIT offers the best J1 insurance available, tailored for Irish students heading to the USA. With comprehensive travel and medical cover, you can enjoy your J1 experience with complete peace of mind.

KEY FEATURES:

• Extensive medical cover up to €6.5 million
• Personal property & baggage cover up to €1,200
• Personal liability cover up to €2,500,000
• Coverage for loss of earnings, airline failure, and select hazardous sports
• Optional Exam Failure cover
• Teledoctor facility*
• Fully underwritten by insurers regulated by the Central Bank of Ireland

SAYIT– the market-leading J1 insurance for full protection on your US journey.

Related Documents:

A PDF of the 2026 Insurance policy document can be accessed and downloaded HERE

Insurance Product Information Document is HERE

*NEW: Teledoctor Facility:

This additional feature offers another level of reassurance while you travel.

How Does It Work?

• Customer calls the Emergency Assistance line on +1 212 671 9004 as per normal.
• During the claim registration CEGA will medically triage the call / customer to ascertain if a telemedicine solution is appropriate 
• If the customer’s circumstances meet the telemedicine criteria (illness only and not  injuries) then CEGA will offer this service to the customer
• If the customer accepts this invitation they will be walked through the telemedicine process which involves the customer clicking on a link (supplied by CEGA) that  allows them to book a telemedicine call at a date and time of their choosing
• Insurer pays for the costs of the telemedicine consultation although the customer must pay for any associated prescription costs (and then reclaim them from the claims handler)

IMPORTANT CONDITIONS RELATING TO HEALTH

If you have a medical condition, then you must declare that condition to the Medical Screening Line using the contact details below:

• Medical Screening - +353 1 533 7354
• Line Opening Hours Monday - Friday 9am - 5pm 
• Quoting Reference: J1 Policy